__________________

GEORGIA, CATOOSA COUNTY

I, _________________, a resident of _______ County and the State aforesaid,

and being of sound and disposing mind and memory, do make, declare

and publish this as my last will and testament, hereby revoking all

other wills by me heretofore made.

<N>ITEM I

<N>I hereby nominate and appoint _____________________________ whose

address is_______________________________, as executor of this

my last will and testament and direct that no bond or other security

be required of him in this capacity in any jurisdiction. I hereby expressly

relieve my said executor from making any inventory or appraisal of

my estate and from making returns of his acts and doings to any Court,

and in the execution of any sale had by him, he is authorized and

empowered to execute any and all instrument or instruments necessary

to consummate the same.

<N>ITEM II

<N>I direct that my executor pay all my just debts, funeral expenses

and the costs of the administration of my estate as soon after my

death as practicable.

ITEM III

I give, bequeath and devise to my wife,____________________________________,

all my property both real and personable wherever situated wherever

located, in fee simple, to be hers absolutely.

ill and Testament

_____________________________________

ITEM IV

In the event that my wife does not survive me I give, bequeath and

devise to _______________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________ ______________________________________________________________

This the ______ day of _______________, 1990.

This instrument has been executed in triplicate. ____________________________________ The

above and foregoing instrument was executed by ROBERT H. TAGGART,

the testator, as his will, in the presence of us, the undersigned,

who, in his presence and in the presence of each other, at

his request, have subscribed our names to the same as witnesses on

the day and date above written.

Name Address

______________________________ ____________________________________

______________________________ ____________________________________

@SHADE =

@SHADE = AFFIDAVIT OF SUBSCRIBING WITNESSES

STATE OF GEORGIA

COUNTY OF CATOOSA

Before me, the undersigned authority, on this date personally

appeared _________________, and ______________________________, and

________________________________known to be to be the testator and

the witnesses, respectively, whose names are subscribed to the annexed

or foregoing instrument in their respective capacities, declared

to me and to the said witnesses in my presence that said instrument

is his Last Will and Testament, and that he had willfully made and

executed it as his free act and deed for the purposes therein expressed. The witnesses,

each of them on his/her oath, stated to me in the presence and hearing

of the testator that the testator had declared to them that the instrument

is his Last Will and Testament and he had executed same as such and

wanted each of them to sign it as a witness; and upon his/her oath

each witness stated further that he/she did sign the same as a witness

in the presence of the testator and at his request; that he was at

that time 14 years of age or over and was of sound mind; and that

each of said witnesses was then at least 14 years of age

__________________________________

TESTATOR

Sworn to and subscribed before me by _________________, the

Testator, and sworn to and subscribed before me by ______________

___________ and __________________________________witnesses, this

______ day of ______________, 1990.

_______________________________

<N>NOTARY PUBLIC